Rules Change: From October 1, 2025, several major changes will take effect, affecting every household and every pocket. These include LPG cylinder prices, RBI repo rates, UPI rules, railway ticketing, and the National Pension System (NPS). Learn the details of these changes.
Rules Change: The month of October is approaching, and with it, several important rules and changes will come into effect. These changes can directly impact your daily life and budget. These include important areas such as LPG cylinder prices, the RBI repo rate, UPI transactions, railway ticket booking rules, and the National Pension System. Let’s explore these major changes and their significance from October 1, 2025.
Possibility of RBI Repo Rate Cut
The RBI Monetary Policy Committee is scheduled to meet in October. Experts believe that the repo rate may be cut by 0.25% in this meeting. A lower repo rate means that interest rates on loans from banks may decrease. This will make your loan cheaper and reduce EMI installments. This change could be a relief, especially for home loan and personal loan borrowers.
Major Changes in UPI
The UPI platform is discontinuing its Peer-to-Peer service from next month. This means you will no longer be able to borrow money from friends or relatives using UPI. Furthermore, the Collect or Pull transaction feature of UPI will also be discontinued. This change is being made to make digital transactions more secure and prevent fraud.
LPG Cylinder Price Changes
LPG cylinder prices are expected to change starting October 1st. This move is particularly relevant for 14-kilogram domestic cylinders, whose prices have remained unchanged for a long time. The last revision in Delhi, Mumbai, Kolkata, Chennai, and other cities was on April 8, 2025. ATF, CNG, and PNG gas prices may also be revised. This change will directly impact the kitchen budget of average households.
New Railway Ticket Booking Rules
The Railways has implemented a new rule to prevent fraud and enhance security in the online ticket booking process. Starting in October, only those with Aadhaar verification will be able to book tickets on the IRCTC website and app within the first 15 minutes of booking. The process for passengers purchasing tickets from computerized PRS counters will remain the same. This step has been taken to curb fraudulent bookings and ticket scams.
Major Reforms in the NPS (National Pension System)
The Multiple Scheme Framework (MSF) will be implemented in the National Pension System from October 1. Non-government employees, corporate professionals, and gig workers will now be able to invest in multiple schemes using a single PAN. This will make retirement planning easier and more secure. This change will provide investors with greater flexibility and portfolio diversification.
Tighter Oversight of Online Gaming
The government has decided to tighten oversight of online gaming companies. With the new rules in place, companies will be required to adhere to strict regulations to protect players from fraud. This will make the gaming industry more transparent and secure. These changes will protect players and curb fraud and cheating in online gaming.